I art directed and worked on illustrations for two articles on credit for Experian.
Not all debts are credit equal.
Your job title and income have no effect on your credit score.
You could have no debt, but also no credit.
The lower the debt ratio, the better for your credit score.
Just because you’re paying bills doesn’t necessarily mean you’re getting much closer to paying off your debt.
Art direction: Dana Chen
Illustration, shown: Roel van Eekelen, Dana Chen